The Best Places to Retire in 2025 (and Why One Might Be Near You)

Monica Gray - July 24, 2025

Retirement today looks vastly different than it did a generation ago. Affordability, access to top-notch healthcare, and a vibrant quality of life have become the cornerstones of an ideal retirement destination. As retirees seek communities that blend comfort with opportunity, many are surprised to discover that the best places to retire in 2025 might be closer than they think. With remote work, better infrastructure, and shifting priorities, smaller cities and even suburban areas are gaining attention. Let’s explore why your perfect retirement haven could be just around the corner.

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1. Asheville, North Carolina

Nestled in the heart of the Blue Ridge Mountains, Asheville offers retirees more than just breathtaking views. Its vibrant arts scene and active music culture create a lively yet relaxed atmosphere. The city boasts a mild climate, affordable living, and access to quality healthcare facilities. Outdoor enthusiasts will love the endless hiking and biking trails, while the friendly, welcoming community makes settling in easy. Discover why Asheville is gaining attention as a top retirement spot on Forbes.

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2. Sarasota, Florida

Sarasota is renowned for its stunning Gulf Coast beaches and a vibrant cultural scene that includes theaters, art galleries, and music festivals. The city’s warm, sunny climate and walkable neighborhoods foster an active, outdoor-oriented lifestyle. Retirees benefit from top-rated healthcare facilities and Florida’s favorable tax policies, which include no state income tax. For those seeking a blend of relaxation and engagement, Sarasota delivers on all fronts. Find out more about Sarasota’s appeal at U.S. News & World Report.

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3. Boise, Idaho

Boise offers retirees the best of both worlds: urban conveniences and abundant outdoor recreation. With a low crime rate and affordable cost of living, it’s a welcoming city for those seeking peace and safety. Boise’s expanding healthcare sector ensures good medical care, and its friendly, community-focused atmosphere appeals to newcomers. For nature lovers and urbanites alike, Boise stands out as a balanced, tranquil destination. Discover more about Boise’s retirement advantages at Kiplinger.

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4. Lancaster, Pennsylvania

Lancaster enchants retirees with its blend of historical charm and modern convenience. The city’s affordable housing and strong sense of community make it especially attractive for those seeking a welcoming environment. Its proximity to major East Coast cities allows easy travel, while Lancaster’s excellent healthcare facilities provide peace of mind. Retirees can enjoy a slower, more relaxed pace of life without giving up access to urban amenities. Learn more about Lancaster’s appeal at U.S. News.

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5. Prescott, Arizona

Prescott is a picturesque retirement destination known for its moderate climate and breathtaking natural landscapes. With countless hiking trails, lakes, and parks, outdoor enthusiasts find endless opportunities for recreation. The city’s active calendar of festivals, markets, and cultural events fosters a strong sense of belonging. Prescott’s cost of living is notably lower compared to other Arizona hotspots, making it an attractive and affordable option. Explore more about Prescott’s retirement lifestyle at AARP.

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6. Charleston, South Carolina

Charleston captivates retirees with its unique blend of historic elegance and coastal beauty. The city is renowned for its beautifully preserved architecture, vibrant arts scene, and award-winning dining options. Charleston’s mild climate encourages year-round outdoor enjoyment, from strolls along the waterfront to exploring charming neighborhoods. Retirees also benefit from the area’s robust healthcare networks and plentiful cultural attractions. Discover why Charleston continues to draw retirees from across the country at Southern Living.

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7. Madison, Wisconsin

Madison offers retirees an appealing mix of cultural energy and natural beauty. The city’s thriving arts and music scenes, combined with a walkable, lively downtown, keep residents engaged. Madison is home to a strong healthcare system and an extensive network of parks, lakes, and trails, making it easy for retirees to stay healthy and active. Learn more about what makes Madison a top choice for retirement at Forbes.

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8. Austin, Texas

Austin is a dynamic city renowned for its live music venues, outdoor parks, and vibrant festivals. Retirees are drawn to its no state income tax policy, making finances go further. The city’s robust healthcare system and active, inclusive community foster a welcoming environment for newcomers. Whether you’re seeking cultural events, outdoor adventure, or great food, Austin delivers a well-rounded retirement experience. Get more details about Austin’s advantages at Kiplinger.

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9. Portland, Maine

Portland entices retirees with its picturesque coastal scenery and renowned food culture, including fresh seafood and vibrant markets. The city’s manageable size allows for a close-knit community feel, making it easy to connect and get involved. Access to high-quality healthcare adds peace of mind for retirees. Portland’s charm and welcoming atmosphere make it an increasingly popular choice for those seeking both beauty and belonging. Discover more at AARP.

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10. Santa Fe, New Mexico

Santa Fe draws retirees with its world-renowned arts culture, stunning desert landscapes, and mild, sunny climate. The city’s vibrant galleries, festivals, and creative atmosphere make it perfect for those seeking an inspiring and active retirement. Santa Fe also offers affordable housing options and access to quality healthcare, adding practical appeal to its unique charm. Experience why so many retirees are choosing Santa Fe by visiting U.S. News & World Report.

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11. Pittsburgh, Pennsylvania

Pittsburgh stands out as a retirement destination by combining affordability with access to some of the nation’s top hospitals. The city’s revitalized downtown is filled with museums, theaters, and dining, creating a lively urban experience. Retirees also enjoy plentiful parks and green spaces for recreation, all without the high costs found in larger metropolitan areas. For those seeking an engaging city life on a budget, Pittsburgh is a hidden gem. Find more information at U.S. News.

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12. Bend, Oregon

Bend is renowned for its stunning natural beauty, with mountains, rivers, and trails attracting outdoor enthusiasts year-round. The city also boasts a vibrant social and cultural scene, ensuring retirees can stay active and connected. Bend’s reputable healthcare facilities and a variety of active retirement communities make it especially appealing for those seeking both adventure and peace of mind. Learn more about what makes Bend a retirement favorite at Kiplinger.

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13. Naples, Florida

Naples offers retirees an upscale coastal lifestyle, featuring pristine beaches, world-class golf courses, and luxurious amenities. The area’s warm, sunny climate is perfect for year-round outdoor activities, while excellent healthcare facilities provide peace of mind. Naples also boasts a rich calendar of social events and clubs, ensuring retirees enjoy both relaxation and connection. Explore more about what makes Naples a standout retirement destination at U.S. News & World Report.

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14. Ann Arbor, Michigan

Ann Arbor stands out for its exceptional educational and cultural opportunities, thanks in part to the presence of the University of Michigan. Retirees benefit from a safe, walkable city filled with art galleries, music venues, and frequent cultural events. The city’s world-class healthcare facilities and vibrant community make it a smart choice for those seeking both enrichment and peace of mind. Discover more about Ann Arbor at Forbes.

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15. Greenville, South Carolina

Greenville charms retirees with its unique blend of southern hospitality and an energetic, revitalized downtown. The city is known for its affordable living and a welcoming community spirit. An extensive network of parks, scenic trails, and green spaces encourages residents to stay active and engaged, making it easy to form new friendships. Learn why Greenville is an increasingly popular retirement destination at Southern Living.

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16. Fort Collins, Colorado

Fort Collins is a haven for retirees who love both culture and the outdoors. The city offers abundant opportunities for hiking, biking, and exploring nature, along with a lively downtown filled with music, art, and dining. Its excellent healthcare options, friendly neighborhoods, and low crime rate provide peace of mind for residents. For retirees seeking both security and adventure, Fort Collins stands out as a smart choice. Find out more at Kiplinger.

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17. Fayetteville, Arkansas

Fayetteville shines as a retirement destination thanks to its affordable cost of living and dynamic arts community. Surrounded by the scenic beauty of the Ozarks, it offers retirees a picturesque backdrop for active living. The city is known for its excellent healthcare facilities and a friendly, small-town vibe that helps newcomers feel right at home. Discover why more retirees are considering Fayetteville by visiting U.S. News & World Report.

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Conclusion

From coastal cities with rich cultural scenes to mountain towns known for tranquility and adventure, the best places to retire in 2025 offer something for everyone. Whether you value affordability, healthcare access, or vibrant community life, there’s likely a destination that fits your vision of retirement—perhaps even in your own backyard. Take time to research, visit, and consider what matters most to you. The right retirement spot may be closer than you think, waiting to welcome you into your next chapter.

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Disclaimer

This article is intended for informational purposes only and does not constitute financial, legal, or medical advice. Always consult with qualified professionals before making decisions regarding retirement locations, finances, or health. Your personal circumstances and needs are unique—seek expert guidance to ensure the best outcome.

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